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Help improve economic security for everyone

Why Financial Literacy?

Financial literacy is the knowledge of how to make smart decisions with money. This includes preparing a budget, knowing how much to save, deciding favorable loan terms, understanding impacts to credit, and distinguishing different vehicles used for retirement. These skills help individuals make smarter decisions and act more responsibly with their personal finances.

We Can't Help Everyone, But
Everyone Can Help Someone

Financial Literacy

Financial literacy When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey.


A budget helps you make sure you will have enough money every month. Without a budget, you might run out of money before your next paycheck.


The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.

Money Management

Money management refers to the processes of budgeting, saving, investing, spending, or otherwise overseeing your capital and and spending.


A ppreciation refers to an increase in the value of an asset over time. When an individual purchases a good as an investment, the intent is not to.


Buying a home is one of the best long- term investments you can make.

"Service to others is the rent you pay for your
room here on earth"

- Muhammad Ali

Change the Life, Change the World

Appeals & Donations

Financial Literacy

These skills help individuals make smarter decisions and act more responsibly with their personal finances.


Owning a home, in and of itself, can help drastically improve your net worth.

FREE Workshops

Let’s improve our lives through learning. We’re offering FREE Homebuying & Financial Literacy Workshops to improve home ownership & financial awareness

Nationwide Dilemma

The pandemic has exposed many vulnerabilities and challenges that the United States needs to confront immediately. Daily, we see those vulnerabilities around financial literacy, that is, knowledge about earnings, expenditures, savings, investments, and long-term financial planning. According to studies compiled by the U.S. Financial Literacy and Education Commission, only one-third of adults could answer at least four of five financial literacy questions on fundamental concepts such as mortgages, interest rates, inflation and risk.

Become a Trusted Source

About 40% of Americans turn to family, friends, or coworkers when they have a question about finances; moreover, over 20% of Americans polled by the National Financial Educators Council did not feel they had anyone they trusted when they had a question about finance.

Here at HHRG, we would like to change that to become the trusted resource for many in our low-income households and underserved communities. We are motivated to tackle this issue head on. Our goal is to bridge the gap to more opportunities.

Ground work

A strong foundation of financial literacy can help support various life goals, such as saving for education or retirement, using debt responsibly, and running a business.

Let's help to improve economic security for everyone.

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