- Change the Life, Change the World
Support Financial Literacy in our Community
Help improve economic security for everyone
Why Financial Literacy?
Financial literacy is the knowledge of how to make smart decisions with money. This includes preparing a budget, knowing how much to save, deciding favorable loan terms, understanding impacts to credit, and distinguishing different vehicles used for retirement. These skills help individuals make smarter decisions and act more responsibly with their personal finances.
We Can't Help Everyone, But Everyone Can Help Someone
Financial Literacy
Financial literacy When you are financially literate, you have the foundation of a relationship with money, and it is a lifelong journey .
Budgeting
A budget helps you make sure you will have enough money every month. Without a budget, you might run out of money before your next paycheck.
Credit
The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
Money Management
Money management refers to the processes of budgeting, saving, investing, spending, or otherwise overseeing your capital and .revised.
Investments
A ppreciation refers to an increase in the value of an asset over time. When an individual purchases a good as an investment, the intent is not to .
Financial Literacy
Financial literacy is the knowledge of how to make smart decisions with money.
Budgeting
A budget helps you make sure you will have enough money every month. Without a budget, you might run out of money before your next paycheck.
Credit
the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
money management
Money management refers to the processes of budgeting, saving, investing, spending, or otherwise overseeing the capital usage of an ..
Investments
Appreciation refers to an increase in the value of an asset over time.
Homeownership
the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
"Service to others is the rent you pay for your room here on earth"
- Muhammad Ali
Service to others is the rent you pay for your room here on earth.
Service to others is the rent you pay for your room here on earth.
Change the Life, Change the World
Appeals & Donations
Financial Literacy
Homeownership
FREE Workshops
Financial Literacy
. These skills help individuals make smarter decisions and act more responsibly with their personal finances.
Homeownership
But owning a home, in and of itself, can help drastically improve your net worth.
FREE Workshops
we understand things feel uncertain right now, and we’re all looking for ways we can help. Let’s improve lives through learning.
Nationwide Dilemma
The pandemic has exposed many vulnerabilities and challenges that the United States needs to confront immediately. Daily, we see those vulnerabilities around financial literacy, that is, knowledge about earnings, expenditures, savings, investments, and long-term financial planning. According to studies compiled by the U.S. Financial Literacy and Education Commission, only one-third of adults could answer at least four of five financial literacy questions on fundamental concepts such as mortgages, interest rates, inflation and risk.
Become a Trusted Source
About 40% of Americans turn to family, friends, or coworkers when they have a question about finances; moreover, over 20% of Americans polled by the National Financial Educators Council did not feel they had anyone they trusted when they had a question about finance.
Here at HHRG, we would like to change that to become the trusted resource for many in our low-income households and underserved communities. We are motivated to tackle this issue head on. Our goal is to bridge the gap to more opportunities.
Ground work
A strong foundation of financial literacy can help support various life goals, such as saving for education or retirement, using debt responsibly, and running a business.
Let’s help to improve economic security for everyone.
Ground work
A strong foundation of financial literacy can help support various life goals, such as saving for education or retirement, using debt responsibly, and running a business.
Let’s help to improve economic security for everyone.